December's been pretty sucky for a lot of folks - my sister-in-law knows three professional sorts laid off in the last month - though I don't know anyone as accident-prone as you!

And car stuff never, ever comes at a good time. It's impossible to budget for Murphy's law: it'll always cost more than you plan for.

I'm one of the world's champion klutz's, that's true. :)

The layoffs are painful--I've heard of several other people who have also suffered this month. I guess December is the layoff season, these days.